Get your maximum refund, guaranteed*.
Skip the wait. Get your refund up to three weeks faster when you choose direct deposit as your refund option.
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$24.99 flat rate federal & state filing for new customers!
File federal & 1 state personal tax return for just $24.99 total. Must file by 2/28. Learn More
Confident filing, from start to finish.
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Free
Free Federal
~44% of TaxAct filers qualified last year based on income & deductions. See if you qualify.
Deluxe
Home & Family
For taxes that get more complex – like childcare and property.
Everything in Free plus:
-39% vs TurboTax Federal Premier
Investments
Good for those who earned income from investment assets.
Everything in Deluxe plus:
-50% vs TurboTax Federal Self-Employed
Entrepreneur
For business owners, freelancers, side hustlers, and gig workers.
Everything in Premier plus:
-24% vs TurboTax Federal Frequently Asked Questions
You can file for free yourself with TaxAct's Free Edition if you meet the qualifications below, including filing using IRS Form 1040 only without having to attach any forms or schedules. Only certain taxpayers are eligible.
Situations covered (assuming no added tax complexity):
W-2 income, Unemployment income, Retirement income
Earned Income Tax Credit, Child Tax Credit
Dependents
Current Students
Student loan interest
Situations not covered:
Investment income: Stock, interest, dividends, crypto, or capital gains/losses
Sale of home, real estate taxes, mortgage interest, or rental property income
Royalty, trusts, and foreign accounts
Business and farm income
Itemized deductions
Adoption credits and child and dependent care
Health Savings Account (HSA)
Freelance, contractor, side hustle, or self-employed income and expenses
*A Refund Advance (RA) loan through TaxAct.com is a loan secured by and paid back with your tax refund and is offered by Republic Bank & Trust Company, to eligible taxpayers. Loan amount ($250, $500, $750, or $1,000) is determined by your expected Federal refund less authorized fees and underwriting. Minimum anticipated net federal refund of $500 after all applicable TaxAct fees and taxes required to apply. No loan fees apply; 0% Annual Percentage Rate (APR). No credit impact. If approved, RA proceeds are typically available within 24 hours of IRS acceptance of tax return; it may take additional time for your financial institution to post the funds to your account. Available through Feb. 28, 2026 with any TaxAct fee-based 2025 online tax preparation products when you choose to receive a refund via direct deposit, subject to change or discontinuation without notice. If approved, the amount of the loan will be deducted from your tax refund for repayment. Tax returns may be e-filed without applying for this loan. Offer void where prohibited. Additional restrictions may apply.