COMING SOON
Get a Refund Advance loan and get faster access to funds.
With a Refund Advance* loan, eligible filers can apply for and, if approved receive between $250 and $1,000 in as little as 24 hours — with no interest, no loan fees, and no credit score impact.
Don’t wait weeks for IRS processing.
Refund Advance Loan
Funds delivered in .
IRS Direct Deposit
Funds delivered in up to
IRS Paper Check
Funds delivered in a minimum of
Faster. Easier. Smarter.
No loan fees
No interest
No credit impact
HOW IT WORKS
Get a Refund Advance loan in as little as 24 hours.
File your taxes with TaxAct by Feb 28.
At checkout, pay your filing fees. If your net refund is at least $500, you're eligible to apply for a Refund Advance loan.
Choose direct deposit.
Apply for a Refund Advance loan when you choose direct deposit as your refund option. It won't impact your credit score.
Finish filing and receive your advance.
Once the IRS accepts your tax return, you’ll get your Refund Advance approval decision from Republic Bank. If approved, you will receive between $250 and $1,000.
Security is a top priority.
Your information matters. We use trusted safeguards—online and offline—to keep your data secure.
Identity authentication
To keep your data secure, we offer multi-factor authentication and passkeys that verify your identity.
Set Security Rules
Choose how you want to protect your data. Tailor how you authenticate your identity, update your security questions, and more.
SSN Notifications
Get real-time alerts if your Social Security Number is detected in suspicious activity, helping alert pre-existing identity theft.
4.4 Stars
Real People. Real Reviews.
Great experience!
“Everything went breezily well as usual. I would recommend it to anyone looking for a software to try our safely and securely.”
@Dr. Ban Oct 26, 2025
Using it for 10+ years...
“...I am using it every year for at least 10 years. I do my taxes always at the last minute...
If it was not for TaxAct's guided clean UI and import features, context sensitive help, and validation runs...I would never be able to finish my taxes. 5 rock solid stars!!” (edited for length)
Naushad Oct 24, 2025
Easy Peasy
“This product literally walks you through the entire process. Gather your paperwork by form type and minutes later your e-file is complete. I filed using an extension, but still received my ACH Deposit in under 2 weeks.”
G in FL Oct 7, 2025
Frequently Asked Questions
It’s true—you don't have to pay any fees for Refund Advance. If you are eligible for Refund Advance, it is available to you at no extra cost. We’ve worked closely with Republic Bank to make this offer to you. This is just another benefit of filing with TaxAct!
A Refund Advance (RA) loan through TaxAct.com is a loan secured by and paid back with your tax refund and is offered by Republic Bank & Trust Company, to eligible taxpayers. Loan amount ($250, $500, $750, or $1,000) is determined by your expected Federal refund less authorized fees and underwriting. Minimum anticipated net federal refund of $500 after all applicable TaxAct fees and taxes required to apply. No loan fees apply; 0% Annual Percentage Rate (APR). No credit impact. If approved, RA proceeds are typically available within 24 hours of IRS acceptance of tax return; it may take additional time for your financial institution to post the funds to your account. Available through Feb. 28, 2026 with any TaxAct fee-based 2025 online tax preparation products when you choose to receive a refund via direct deposit, subject to change or discontinuation without notice. If approved, the amount of the loan will be deducted from your tax refund for repayment. Tax returns may be e-filed without applying for this loan. Offer void where prohibited. Additional restrictions may apply.
