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Insurance premiums that are paid with after-tax dollars and unreimbursed medical expenses can be entered on Line 1 of federal Schedule A or in the itemized deduction section of the program. Beginning Jan. 1, 2013, unreimbursed medical expenses need to exceed 10% of Adjusted Gross Income (AGI) to be deductible on Schedule A. Enter unreimbursed medical expenses and after-tax premiums in the program and TaxAct® will automatically calculate the amount deductible.

The temporary exception allowing taxpayers 65 years or older to claim medical expenses which exceed 7.5% of their AGI expired on December 31, 2016. For tax years 2017 and beyond, all taxpayers can only deduct amounts which exceed 10% of their AGI.

You may include medical expenses paid by cash, check, or credit card for the year in which you paid the expense, not for the year when the service was provided. If you use a credit card, include medical expenses you charge to your credit card in the year the charge is made, not when you actually pay the amount charged.

Please see IRS Publication 502 to review what medical expenses are includable on federal Schedule A and which are not.

To enter your medical and dental expenses in TaxAct:

  1. From within your TaxAct return (Online or Desktop), click on the Federal tab. On smaller devices, click in the upper left-hand corner, then choose Federal.
  2. Click Itemized or Standard Deductions to expand the category and then click Medical and dental expenses
  3. The program will proceed with the interview questions for you to enter or review the appropriate information

The total of your itemized deductions is reported on Schedule A, Line 29. The TaxAct program will use the higher of your itemized deductions or the standard deduction for your filing status to maximize the tax benefit to you. The standard deduction for each filing status is listed on the left side of Form 1040 within the tax and credits section of the return.

  • Single $6,350
  • Head of Household $9,350
  • Married, Filing Jointly $12,700
  • Married, Filing Separately $6,350
  • Qualifying Widow(er) $12,700

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