From 2025 through 2028, there’s a new deduction of $6,000 per person age 65 or older. You can still claim this on top of the regular senior standard deduction.
That’s up to $12,000, if both spouses qualify on a joint return.
You can claim this deduction whether you take the standard deduction or itemize.
You can claim this deduction if:
You (or your spouse) are 65 or older by December 31 of the tax year
You include a valid SSN for each qualifying person
You are not filing as Married Filing Separately (MFS)
Your Modified AGI (MAGI) is below:
$75,000 for single filers (phases out completely at $175,000)
$150,000 for joint filers (phases out at $250,000)
What it means for you:
This deduction reduces your taxable income—by up to $6,000 per person—which can: