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The Health Coverage Tax Credit is a tax credit that pays 72.5 percent of qualified health insurance premiums for eligible individuals and their families. The HCTC acts as partial reimbursement for premiums paid for qualified health insurance coverage and can now be claimed for qualified coverage through 2019.

For more information refer to the IRS website Health Coverage Tax Credit.

You must complete and mail Form 13441-A, HCTC Monthly Registration and Update, with all required supporting documents to the IRS to enroll.

You must follow special instructions to claim the HCTC for 2019 when you file your federal income tax return in 2020. You will file Form 8885, Health Coverage Tax Credit, and attach documentation that shows that you were an eligible individual for the HCTC and that the premiums claimed for your 2019 coverage were paid.

If you electronically file your Federal income tax return, you must submit the required documents with a Form 8453, U.S. Individual Income Tax Transmittal, for an IRS e-File Return.

  1. From within your TaxAct return (Online or Desktop), click Federal. On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.
  2. Click on Other Credits in the Federal Quick Q&A Topics menu
  3. Click on Other Credits in the drop-down
  4. Click on Health coverage tax credit - Yourself
  5. The program will proceed with the interview questions for you to enter or review the appropriate information

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