Serve® card - Reasons to Get One
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If you choose to have your tax refund deposited onto a Serve® prepaid debit card, you can enjoy a secure, flexible, and easy way to access your funds. The Serve® card is accepted anywhere American Express® Cards are accepted, and offers a range of benefits.

Benefits
  • Free online registration
  • No credit checks
  • No minimum balance
  • Easy to load: 
    • Use Direct Deposit to receive paychecks or government benefits.
    • Load cash at over 45,000 participating retailers, such as CVS, Walmart, Family Dollar, and 7-Eleven. 
      • Free reloads are available with the Serve® Free Reloads card. Other card types may have fees.
    • Deposit checks using Ingo™ Money through the Serve® Mobile App (available through the App Store or Google Play).
      • Data rates may apply.
    • Link a checking/savings account or debit card.
      • Important: Check with your bank for any applicable fees.
  • Easy to use: 
    • Use virtually anywhere American Express® Cards are accepted to pay bills, buy groceries, or shop online.
    • Withdraw cash for free at MoneyPass® ATMs
      • Transactions at non-MoneyPass® ATMs will incur a $2.50 Serve® fee. Additional fees may be charged by the ATM operator. See American Express Serve for details.
    • Send and receive money between family and friends with Serve® Accounts
Note: You cannot fund your Serve® card using gift cards.