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Per the IRS page Update on Extender Legislation:

The Budget Bipartisan Act of 2018 was signed Feb. 9 and retroactively extended and modified numerous tax provisions covering 2017. The IRS is incrementally updating the needed forms, and completing programming and testing of our processing systems to reflect each provision of the legislation.

Taxpayers may now file tax returns claiming the following:

  • Extension of mortgage insurance premiums treated as qualified residence interest
    • Schedule A, (Form 1040), Itemized Deductions

At this time, the IRS Publication still indicates that home mortgage insurance premiums are not deductible.

Per IRS Publication 936 Home Mortgage Interest Deduction, page 1:

What’s New

Mortgage insurance premiums. The itemized deduction for mortgage insurance premiums expired on December 31, 2016.

CAUTION! At the time this publication went to print, Congress was considering legislation to extend the itemized deduction for mortgage insurance premiums. To find out if this legislation was enacted, and for more details, go to

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