There are situations in which certain items can be included as home mortgage interest and others cannot.
Per IRS Publication 936 Home Mortgage Interest Deduction, on page 4:
Mortgage prepayment penalty. If you pay off your home mortgage early, you may have to pay a penalty. You can deduct that penalty as home mortgage interest provided the penalty isn't for a specific service performed or cost incurred in connection with your mortgage loan.
To enter home mortgage interest in the TaxAct® program:
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