There are situations in which certain items can be included as home mortgage interest and others cannot.
Per IRS Publication 17 Your Federal Income Tax (For Individuals):
Mortgage Prepayment Penalty
If you pay off your home mortgage early, you may have to pay a penalty. You can deduct that penalty as home mortgage interest provided the penalty is not for a specific service performed or cost incurred in connection with your mortgage loan.
To enter home mortgage interest in the TaxACT program: