E-Filing - Incorrect Bank Information for Direct Deposit

If you e-filed and chose to receive your refund via direct deposit, but have since realized you entered an incorrect bank routing number or account number, or the bank account has been closed, one of two things will happen:

  • If the return is rejected, you may correct the information within the return and then resubmit. If you need help with this, go to our Direct Deposit FAQ.
  • If the return is accepted, the IRS will transmit the refund to the bank and account specified. According to the IRS, you cannot request a deposit of your refund to an account that is not in your name. If the SSN and last name of the account holder does not match the IRS records, the bank should reject the transaction. The IRS will then print out a check and send it to the address listed on the return. To check your refund status, go to the IRS Where's My Refund? webpage.

Related Links

Note that any link in the information above is updated each year automatically and will take you to the most recent version of the webpage or document at the time it is accessed.