You have four options for paying the tax due on your federal tax return electronically. E-file charges must be paid using a credit card.
Direct Withdrawal. You can authorize an electronic funds withdrawal (direct debit) from your checking or savings account. Once you've prepared your return, simply enter your bank's routing number and your checking or savings account number and schedule an automatic withdrawal for a future date up to April 15.
EFTPS. Any individual taxpayer making payments for Forms 1040, or installment payments can use EFTPS-OnLine.
Credit Card. The IRS does not accept credit card payments directly. If you wish to pay by credit card, use TaxAct to complete and e-file your taxes. During the e-file steps, choose Credit Card. You will then be asked if you want to pay by credit card now or later. If you choose to pay now, you will be asked to enter credit card information which will be sent to Value Payment Systems (VPS). A processing fee of 2.49% will apply. Your payment for your federal balance due will not be processed until your federal return is accepted. If you choose to pay later, you MUST visit https://www.payusatax.com/taxact to complete the payment.
Check or money order. Taxpayers who prefer to pay by check or money order should file Form 1040-V, Payment Voucher.
Pay with Cash (PayNearMe). Taxpayers who prefer to pay by cash can visit participating 7-Eleven locations to pay by cash. There can be a processing time of five to seven days, so plan accordingly to meet your due date. You must initiate your payment online, at the IRS Official Payments site.