River City Bank

Enrollment for tax year 2015 is now closed. River City Bank will begin accepting applications for the 2016 tax year this fall.

River City Bank's long standing reputation in the industry spans nearly three decades with excellent customer service and a variety of bank product options. We offer the greatest flexibility in the industry with our Price=Profit Program, allowing EROs to decide what best suites the needs of their market.

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We offer the following three Federal Pricing tiers and pay the coordinating ERO Rebate on fully funded federal products.

Federal Pricing ERO Rebate
$39.95 $10.00
$34.95 $5.00
$29.95 $0

State products are also available for $9.95. EROs will receive an additional $2.00 rebate for fully funded state products.

Disbursement Options

With all disbursement options, all preparation fees will be deducted from the taxpayer refund and paid daily to the ERO by direct deposit.

  • Electronic Refund Check (ERC) When funds are received from the IRS or state treasury, the ERO prints a check for the customer. River City has arrangements with Walmart and many other retail and grocery chains across the country to provide easy and affordable check cashing.
  • Refund Electronic Transfer (RET) Customers with an existing account can have their funds deposited to their personal savings or checking account instead of return to the ERO's office to pick up a check.
  • ELEVATE Prepaid Visa® Card The taxpayer leaves the office with their card and receives a text message when their funds are available, eliminating the hassle of returning to pick up a check.
  • Walmart Direct2Cash New for 2016, Direct2Cash allows customers to receive their refund in cash at Walmarts across the country. A Reference Code is emailed to the customer when funds are available and is taken to a Walmart MoneyCenter or Customer Service Desk along with their photo ID to collect their proceeds in cash. Walmart charges a $6.00 fee for this service which is deducted from the customer's refund prior to being sent to Walmart for disbursement.

Other services offered to River City Bank EROs

Fee Forward

River City Bank will again offer the beneficial Fee Forward program for the coming season. Using an EROs pending tax preparation fees as collateral, the Fee Forward program allows for an expedited flow of revenue at the beginning and throughout the peak season when income may be low and payroll and other expenses are high.

For more information, email csr@rcbtaxdivision.com or call (888) 820-7848.

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