Press Release - November 14, 2000

Refunds Now is Official RAL, ERC and ERD Partner for TaxACT returns.

Marion, IA -- 2nd Story Software, Inc., a computer software developer based in Marion, Iowa, announces Refunds Now is the official RAL, ERC and ERD partner for TaxACT returns.

About Republic Bank & Trust Company

Republic Bank is a commercial bank with banking centers in 7 communities located throughout Kentucky and Indiana and an Internet Bank located at www.republicbank.com. Republic Bancorp, Inc., Republic Bank's parent company is traded on the NASDAQ (RBCAA).

Getting More Information

To receive a starter packet that includes detailed information on the bank products available through Republic Bank and Refunds Now, please contact Refunds Now directly. Online at www.refundsnow.com or via phone toll-free 1-888-676-2056.